(TH) Are you tired of paying too much for Missouri health insurance? Welcome, because you've come to the right place, Since 1996 Hegeman Insurance Brokerage has been helping people lower their insurance premiums with better coverage from the top "A" rated companies here in Missouri and also in Florida. Health insurance premiums don't have to resemble a mortgage payment. You may have even considered dropping your coverage entirely, don't. Going without health insurance is never a good option and it's a very risky proposition at best.