Temporary Health Insurance

This is the best place to start if you have previously been declined for medical reasons or need affordable premiums from "A" rated carriers.  Coverage is normally issued up to 6 months (there are some policies where coverage can be extended up to 3 years however the coverage itself is not as comprehensive as on 6 month plans) Policies are issued within 24 hours. 

Get instant quotes, check benefits, apply online, be approved within 24 hours and issued online from this web page. You will find everything you need all right here, giving you greater control of the entire process. Best rates if you pay in advance for a pre determined number of days, otherwise get quotes on monthly rates.  

We offer coverage from several of the top Short Term Insurance companies in the nation:

 INSTANT Health QuoteGet quotes on United Health Cares' popular Short Term Medical plans. Excellent PPO discounts and coverage for routine check ups.
Least Expensive Short Term Health Insurance...Standard Security Life Insurance Co.
Coverage for up to 6 months or 12 months
$25 per doctor office visit
Choice of $500, $1,000,$2,500, and $5,000 deductibles
Choose any doctor or hospital
Unlimited re-applies
Accept payment by: check, money order, MasterCard, Visa, Discover or automatic monthly bank draft
80/20 to $10,000 with a $750,000 policy max., $2,500 for surgery, $500 per day maximum per day in emergency room...see policy for other limitations.
Secure Short Term Medical - Best coverage available for up to 12 months. 
Coverage may start 12:01 a.m. the day after application is submitted
Choose any Doctor or Hospital
$2,000,000 lifetime maximum per covered person.
Underwritten by Standard Security Life Insurance Company of New York Rated A (Excellent) by A.M. Best Reports.
Short Term Plan 12 x 3 same as Secure Lite Above but covers you for up to Three (3) Years IDEAL FOR STUDENTS !  (ACCEPTS people with Type 2 Diabetes, overweight with height/weight issues or those previously declined or if you are HIV positive with no symptoms.) Insured by Standard Security Life Insurance Company of New York Rated A (Excellent) by A.M. Best Reports.

Option for up to three 12 month coverage periods
Includes Rx Drug Card - up to $10 for Generic Drugs
$25 per doctor office visit
$500 Supplemental Accident Option
Choose any doctor or hospital
Choice of $500, $1,000,$2,500, and $5,000 deductibles
Accept payment by: check, money order, MasterCard, Visa, Discover or automatic monthly bank draft
Assurant Short Term Medical  If you are not eligible for the Temporary Policies above due to medical issues,  Assurant (Time Insurance, formerly Fortis) has more liberal underwriting.
Allied National - Choose this Short Term Coverage if you have been previously declined.
Missouri Temporary Health Insurance is ideal in the following circumstances:
In between jobs.
Previously declined for height/weight, or medical reasons....
Your health insurance is ending soon.
You are in between insurance plans either from an employer or individual  health insurance.
You are not eligible for individual health insurance for medical reasons.
You are a recent college graduate or will graduate soon.
You need affordable, temporary, short term health insurance immediately. 
Your employers plan is too expensive
You need immediate coverage at an affordable premium
You are self employed.
You or your dependents do not qualify for your employers health insurance.
Your COBRA benefits are coming to an end and HIPPA is too expensive.

If you are a US citizen traveling, studying, working or living outside the U.S. or a non US citizen living in Florida, please check our....