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Travel Medical Insurance

Travel insurance is short term medical protection for individuals traveling outside of their home country. Check Rates on Overseas Travel Medical Insurance Now  It is so relatively inexpensive as compared to traditional health insurance plans that anyone traveling outside their home country is encouraged not to leave home without it.

If you are on a traditional PPO Plan and are sick or injured in a foreign country in could take months before a claim is paid - if at all! This results because medical records must be sent to U.S. and translated depending on the foreign country. Some plans make specific exclusions for overseas travel. And, deductibles and maximum out of pocket expenses are typically double what they are in-network. Also:

Most traditional health insurance does not provide coverage for expenses for an emergency medical evacuation, medical reunion, return of mortal remains, trip interruption or loss of checked luggage.

   This coverage provides comprehensive protection for:

    • U.S. citizens traveling abroad
    • Non U.S. citizens traveling to the U.S.
    • Hospital & Medical Expenses
    • Emergency Dental
    • 24-Hour Medical Emergency Services
    • Emergency Evacuation
    • Return of Minor Children
    • Trip Interruption
    • Lost Luggage
    • Accidental Death & Dismemberment

    Who should I apply for the Overseas Travel Medical Plan?  

Anyone traveling outside of their home country needs the type of comprehensive protection the Overseas Travel Medical Plan provides.

If You are a citizen or resident of the United States (U.S.), You can purchase the Overseas Travel Medical Plan to travel anywhere outside of the U.S.  If You are a U.S. citizen residing outside of the U.S., You can purchase this protection as long as you hold a current and valid U.S. passport.

If You are a foreign visitor traveling to the United States (U.S.), You can purchase the Overseas Travel Medical Plan as long as You provide us with your current and valid passport I.D. number.

What is 24-Hour Medical Emergency Protection?

The Overseas Travel Medical Plan includes a unique added benefit for You and Your family, 24 Hour Medical Emergency Protection.

 Emergency assistance services include:

  • Medical referrals and medical care location
  • Communication arrangements between family and doctors
  • International hospital bill translation / interpretation services
  • Medical case management and catastrophic case notification
  • Coordinating emergency medical evacuation or repatriations
  • Arrangements for medical transportation
  • Assisting in the replacement of lost passports
  • Locating legal assistance and local interpreters

SCHEDULE OF BENEFITS:

Accident & Sickness Medical Benefits Maximum Choices:*$50,000, $100,000, $250,000 or $1,000,000

Deductible Choices: $125, $250, $500, $1,000, $2,500
Additional Benefits:

  • Emergency Medical Evacuation: $100,000
  • Return of Mortal Remains:  $20,000 
  • Emergency Medical Reunion:  $10,000
  • Return of Minor Children:  $5,000 
  • Interruption of Trip:  $5,000
  • Loss of Checked Luggage:  $250
  • Emergency Dental for Accidents:  $500
  • Accidental Death and Dismemberment:  $25,000 for Eligible Person; and $5,000 for each Eligible Dependent(s)

To run quotes on an Overseas Travel and Medical Insurance plan for you and look at more details on coverage, Click Here for more plan benefits and to apply for coverage.


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Short Term or Temporary Health Insurance

  • Plans issued in 24 hours.

  • 10 day free look period, cancel at any time.

  • Save money  - lower premiums then major medical health insurance

  • Very few declines for medical reasons - click here to see qualifying questions.

  • Go to any doctor or hospital you want

  • Coverage from one month to three years

  • Policies issued in 24 hours - Cancel at anytime 

  • Ideal if you are waiting to coverage to start with an Employer Plan

  • If you have been declined for medical reasons on an individual policy...More Info

Health Savings Accounts - Read about what Uncle Sam is doing for us to make health insurance affordable. You July surprised at what a relatively good deal it is. When you combine the tax savings benefits with the hefty discounts you receive by going to a PPO Provider along with lower monthly premiums...More Info

Did you know that 70% of all DISABILITY CLAIMS are denied at first submittal by the Social Security Administration?  Are you protected in case of an accident on the job or while at home? You can qualify for up to 60% of your monthly income in Disability Benefits. More Info

Phone: (407) 425-9347/800-444-5797 | Fax (407) 423-7483 | Email: information

 

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Hegeman Insurance Brokerage
An Independent Life & Health Agency in Missouri
 
Phone: 800-444-5797 | Fax (407) 423-7483 |

Missouri Health Insurance License # PR370650